Credit Bae | Credit Restoration Services
Royalty FF & Associates

Board-Certified Credit Repair Coaching

Your Credit Score Doesn't Define You —

But We'll Fix It Anyway.

Over 10 years. 400+ clients. $10M+ in funding unlocked. It's time to take your credit from broken to bankable.

Yes, I'm Ready — Let's Get It ▲ Interested in Credit Restoration Services? Click Here
400+
Clients Served
$10M+
Funding Accessed
10+
Years Experience
100%
Accountability-First

Real Talk — These Walls
Are Stopping You.

🚫

Denied for Credit & Loans

You're working hard but getting doors slammed in your face because of a number on a report you don't fully understand.

📉

High Interest. Low Limits.

Paying premium rates because lenders don't trust your profile — costing you thousands you should be keeping.

🏦

Can't Access Capital for Your Business

Your business idea is solid but without the right credit foundation, funding stays out of reach.

Tried DIY — Got Nowhere

Dispute letters. Credit apps. YouTube advice. Still stuck. You need a system, not more guesswork.

What You Get
When We Work Together

No fluff. No cookie-cutter letters. Just a proven, compliance-based system built from 10+ years of results — customized around your specific situation.

  • 01

    Full Credit Analysis & Audit

    We dig into all three bureaus — every account, inquiry, and derogatory item — and build your personalized game plan.

  • 02

    FCRA/FDCPA-Based Dispute Strategy

    Legally compliant, Metro 2 aligned disputes targeting collections, charge-offs, late payments, and inaccurate reporting.

  • 03

    Score-Building Roadmap

    Strategic guidance on credit utilization, positive tradeline positioning, and account management to accelerate your score.

  • 04

    Funding Readiness & Business Credit

    Get positioned for real capital — SBA loans, business credit lines, and funding vehicles that match your goals.

"I went from a 473 credit score and zero access to funding — to helping 400+ clients unlock over $10 million in capital. I know exactly what it takes because I've lived it."

LeRachia Bell

Founder & CEO · Royalty FF & Associates
Board-Certified Credit Repair Coach & Funding Strategist

WHY CREDIT BAE?

10+ years. Built on referrals. Known for integrity in an industry full of scams. We don't just dispute — we educate, position, and produce results.

Real Clients. Real Results.
No Cap.

These aren't stock photos or made-up numbers. These are actual client results — disputes deleted, scores climbing, futures changing.

CLIENT WIN ALL INQUIRIES

Inquiries Deleted

in 24 Hours · All Bureaus

All Inquiries Removed in 24 Hours
CLIENT WIN 200+ POINTS

+200 Points Up

16 Items Deleted · 30 Days

200+ Points Increased, 16 Items Deleted
CLIENT WIN 52 DELETIONS

52 Negatives Gone

100+ Points Gained · Equifax & TransUnion

52 Negative Items Deleted, 100+ Points Increased
CLIENT WIN DFY PROGRAM

+89 Points in 30 Days

Done-For-You Program · Under 30 Days

+89 Points in Less Than 30 Days

200+

Max Points Gained

52

Max Items Deleted

24hr

Fastest Turnaround

700

Club — The Target

♦ ♦ ♦

This Is Your Moment

Stop Waiting.
Start Building Your Legacy.

Every day with a broken credit profile is a day you're leaving money, opportunities, and freedom on the table. Let's change that — starting now.

Interested in Credit Restoration? Click Here

Confidential · Compliance-Based · Results-Driven

© 2025 Royalty FF & Associates. All Rights Reserved. We are not attorneys. Services are for educational and consulting purposes.